Note: Retirement readiness is based on whether your savings will last through your life expectancy with your planned annual expenses. The retirement number (4% rule) shows a conservative benchmark suggesting you need 25x your annual expenses. The graph shows your actual projected balance over your lifetime.
Lifetime Savings Projection
Year-by-Year Projection Details
Year
Age
Start Balance
Contribution
Spend
Growth
End Balance
Your Retirement Budget
Monthly Income (After Tax)$0
Total Monthly Expenses$0
Monthly Surplus / (Deficit)$0
Annual Summary
Annual Income$0
Annual Expenses$0
Annual Surplus / (Deficit)$0
Tip: Many financial advisors suggest planning for 70-80% of your pre-retirement income in retirement. A positive surplus indicates you're living within your means, while a deficit may require adjustments to income sources or spending habits.